401(k) & 403(b) Plans for Employees
For many people, a 401(k) or 403(b) becomes one of their largest retirement assets. But after enrollment, it can sit in the background for years. Contributions continue, statements arrive, and the balance moves, but that does not always mean the account is being actively reviewed or professionally managed. Don’t let your 401(k) or 403(b) run itself. The experts at Seals Financial can help ensure you are maximixing your earning potential and making the right decisions for your financial future.
401(k) & 403(b) Plans for Employees
For many people, a 401(k) or 403(b) becomes one of their largest retirement assets. But after enrollment, it can sit in the background for years. Contributions continue, statements arrive, and the balance moves, but that does not always mean the account is being actively reviewed or professionally managed. Don’t let your 401(k) or 403(b) run itself. The experts at Seals Financial can help ensure you are maximixing your earning potential and making the right decisions for your financial future.
DON’T WAIT UNTIL RETIREMENT TO TAKE CONTROL
Many investors assume their employer-sponsored 401(k) or 403(b) has to sit on autopilot until they leave their job or retire. That’s a missed opportunity. We build a personalized strategy and actively manage your current workplace account right now, optimizing your portfolio through changing market conditions to help maximize your growth potential long before you retire.
Not playing an active roll in your 401(k) or 403(b) retirement savings can cost you thousands in lost earning potential. That makes it all the more important to have a trusted financial advisor by your side along the road to retirement.
Our
Approach
While working at the University of Kentucky Federal Credit Union, owner Steve Seals saw the need for faculty and staff to actively manage their 403(b) accounts. This led to him developing a program focused on individualized 403(b) portfolios, helping employees maximize their retirement potential. We now use this strategy when advising our clients whether they have a 401(k) or 403(b).
Discovery
We take the time to understand your financial situation, goals, and priorities.
Customized
We create a financial plan designed specifically for your needs and aspirations.
Implement
We help put your plan into action, coordinating accounts, investments, and strategies.
Guidance
Life and markets change. We monitor your plan and adjust it to keep you on track.
FAQ
Are you getting the most out of your workplace plan?
With Brokerage Link, you aren’t restricted to a basic, limited menu of mutual funds. By activating BrokerageLink, we can open up thousands of additional investment strategies and individual securities within your existing account—giving your 401(k) or 403(b) the institutional-grade management it deserves.
Brokerage Link is a self-directed brokerage account platform that Seals Financial uses in partnership with Fidelity to manage your plan assets.
Do I still control my 401(k) or 403(b)?
Yes. You keep full control of your plan and your contributions. Seals Financial manages the investments inside your account, and you decide everything else.
Does my money leave my employer's 401(k) or 403(b)?
No. Nothing rolls over or moves out. Management happens through a brokerage account that lives inside the 401(k) or 403(b) you already have.
Ready to
start the conversation?
