Frequently Asked Financial Planning Questions

A fiduciary is an advisor who accepts a responsibility to put his or her clients’ interests first and foremost in all decisions. They are legally required to avoid conflicts of interest and remain unbiased in their recommendations and advice.

An independent financial advisor offers unbiased advice and recommendations that are solely focused on the client’s best interests. We aren’t limited to what products we can offer since, as an independent financial advisor, we aren’t beholden to a larger corporation and its offerings. Your best interests are the priority. You receive a simple, transparent fee structure, a personal and responsive relationship, and experience to solve complex financial issues.

Our straightforward fee structure ensures that our compensation is tied to your long-term goals. As fee-only advisors, our clients always know what they’re paying and what they’re receiving for their money. We want our clients to feel comfortable with their strategies and confident that there are no hidden fees eating away at their hard-earned savings.

While you’re working with Seals Financial, you’ll have Steve as a dedicated financial planner in your corner working on your behalf for your best interests.

My goal is to always explain financial concepts to you in ways you can understand. I will answer any and all questions and present options while explaining the pros and cons of each in simple terms.

My goal isn’t to be the right advisor for every person. Rather, I hope to be the right financial advisor for a select group of individuals. What sets me apart is my dedication to having your back through your entire financial journey. It’s my highest commitment to listen and offer my honest opinion in the service of your best interests. My business is not about numbers; it’s all about relationships and taking care of people.

In today’s information-driven world, there is an abundance of resources claiming to give you financial guidance. However, these online sources often provide a generic approach that often fails to address your unique situation. Choosing to handle your finances on your own means you won’t have the opportunity to test strategies against potential risks or adapt them based on real-life situations. At Seals Financial, we have specialized training and tools to create personalized plans tailored to your unique life goals. With our support, you can navigate the planning, implementation, and ongoing monitoring of your finances, turning your goals into a tangible reality.